Check List Points When Buying a House

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It is said by elders that you build or a buy a house once in a life only. Hence buying the right house is a very big decision of your life.

Most important factors that you should keep in mind are:

01. Selection of Town/city. Are you buying a house in the right city or town? It has to be considered from:

  • Your future job-business-perspective
  • Investment point of view
  • Your roots or native place

02. Selection of locality in the town

03. Your needs with respect to your family size

04. Your budget and your financial capacities.

Courtesy - 123rf
Also Read: 17 Common Problems You may Face While Buying the Flat/House

General:

  • Name of the scheme.

Locations:

  • Whether the area gets flooded during monsoon?
  • Is it near railways line?
  • Is there sound pollution due to noise from traffic vehicles?
  • Is there any pollution due to industries in vicinity?
  • Is the locality in riot sensitive area?
  • Type and class of people staying in vicinity.

Social infrastructure available

Social amenities that should be near to your house, check while buying.

 Kindergarten  Primary school
 Secondary school  Shopping center
 Garden  Children play ground
 Good nursing home / Medical practitioner  Maternity home
 Good hospital with all amenities  Bus Stop
 Railway station  Airport
 Place of service / business  Availability of domestic help servants
 Police station  Fire station
 Vegetable market  Bank
 Laundry  Beauty parlor
 Hair cutting saloon  Availability of Milk, newspapers etc.

Builder:

  • Name, status and standing of the builder.
  • Performance of the builder of last few scheme completed by him. You may seek opinion from his buyers. (as per the New Real Estate Bill now you will be able to check builder’s profile for last five years on Regulator’s Website)
  • Whether the builder/developer is an engineer or has employed adequate engineering staff, architects and structural engineer.

Personal:

  • Total cost of house.
  • Sources of fund: Savings, Loan, Temporary Borrowings, etc…
  • Loan if required and arrangement for gap after availing loan
  • Time of possession
  • The area of the house including number of bed rooms and number of bed rooms with attached toilet.

Scheme/Project:

  • Arrangement for 24 x 7 water supply
  • Disposal of sewerage whether it is to centralised Municipal sewerage or scheme’s own STP or Septic tank or Soak pit.
  • Availability of 24 x 7electricity.
  • Number of storey on which you are buying a flat.
Also Read: 10 Documents You Must Ask to Builder-Developer While buying a House

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