What is a Completion Certificate?

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For construction of any building, an approval of the layout plan is a must for builders or even a single house owner. Similarly, upon completion of the construction work, it is required that the builder obtains a completion certificate too. The certificate ensures that he has followed the approved layout plan while construction and work has been completed in conformity with standards mentioned in the plan. The certificate is required for all residential, commercial and industrial constructions.

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A completion certification is a very important legal document, which certifies that a new building has been constructed and completed according to approved plans as per all the [simple_tooltip content=’Demanded, Specified, Required’]stipulated[/simple_tooltip] condition in the permissions, rules and regulations of the provisions of the Act. This certificate is issued by the local authority or municipal authorities. It is sometimes also called Occupancy / Building use certificate. Once it is issued, you can occupy and start using the building for the purpose for which permission has been granted.

Also Read: Which Permissions do I need before Commencing Construction of a House?

A completion certification is a mandatory legal document certifying that a new building has been constructed and completed according to all the rules and regulations of the Municipality or Town Planning Act. While the project is under construction, it is required for builder to obtain no objection certificate (NOC) from civic and municipal authorities.

A completion certificate is awarded by local authority (whether it is development authority, municipal corporation or panchayat) after thorough evaluation of the building. As a result, it assures buyers that the construction work has been executed in accordance with the defined norms, approved plans and as per prevailing land.

On completion of a building’s construction, it is duty of an architect / owner to write to municipality and get certificate of completion.In many case you will not get power connection, water supply & drainage connection, unless you have the completion / occupancy certificate, particularly if such services are provided by government authorities. It is indirectly a check on illegal or unauthorized construction.

This certificate stands as the testimony to the builders adherence with the National Building Code of India 2005. Important standards that are assessed before awarding this certificate include ground coverage, margin, floor space index, basic structural design, land identification of the building, number of floors, quality of the structure, height of the structure and many others.

The completion certificate generally contains the following details.

01. Name of owner

02. Identification of the land – i.e. Revenue Survey No., City Survey No., Town Planning Scheme, Final Plot No. etc.

03. Its location

04. Weather building has fulfilled all the standards of safety and regulation by local authority.

05. Distance from the nearby road, adjoining boundaries.

06. Distance from surrounding buildings.

07. Height and other criteria set by the competent local authorities

08. Approved building plan.

It majorly states that the construction work has been carried out as per the approved plans and there is no variation on site as compared to ground coverage, margine, FSI etc.

It also states that the local authority has no objection if you start using the same. Generally the survey for assessment of house tax/ property tax will start after you get the completion certificate.

To get housing loans and for property tax assessment, it is compulsory for the owner / builder to have a completion certificate. In case of non-availability of a completion certificate, buyers can get in touch with municipal authorities on their own or residents can form a resident’s welfare association (RWA). These measures can only help buyers/residents to speed up the process of getting the completion certificate.

For residents, it is advisable to buy property from builders who have completion certificate to avoid running into any legal hassles While applying for a completion certificate, the owner / builder is required to pay a certain amount as security deposit. In case no standard is violated, the amounts gets refunded. However, in case of deviation from the plan, security deposit does not get refunded.

Also Read: What is Non Agricultural Permission & Why it is Required?

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